Stated Income Commercial Real Estate

Get the Investment Property You Want with a Stated Income Loan

If you’ve ever been denied a loan, the financial advisors here at Anderson Commercial Capital want you to know that you shouldn’t give up. We have a loan program that is very easy to qualify for and has helped many professionals finally get the funding they need to purchase and improve a property, build working capital, and consolidate debt.

Learn More About This Program

Our stated income commercial real estate loan program is very popular because it’s not based on credit profile alone. Even if your credit history has seen better days, your approval chances are still looking good. Just make sure the property you’re trying to purchase has a high enough value to cover all associated expenses (such as the insurance, taxes, and mortgage). If it does, you’re likely to get approved for a stated income loan.

Here are a few basic details about this financing program:

  • You can get up to 75% loan-to-value for mixed-use or multifamily properties with a qualifying credit score
  • A minimum credit score of 600 is required to take advantage of this financing option
  • These loans come with 25-year terms and fixed interest rates
  • All types of properties are welcome to apply

You’ll need to show us your self-employment documentation or a W-2 to qualify for a stated income loan. If you qualify for this program, you may get up to $500,000 in financing. We frequently extend financing to professionals dealing in real estate, warehouses, apartments, restaurants, and many other types of businesses and properties.

Get in Touch

A stated income commercial real estate loan may be your best option if you can’t get funding elsewhere. The funds arrive quickly and can be used to consolidate debt, purchase property, or refinance a property. If you’d like to learn more, please give us a call or send us an email today.